Bankruptcy and triggering an Income Payment Order
Does anybody know what amount of earnings during the bankruptcy process would trigger an income payment order effectively extending the process from 1 year to 3 years? I am looking to go bankrupt and...
View Articlepia
hi i am in a pia about two years now.i am in the process of selling my home at presnnt.i am wondering if solicitor searches will turn up the pia and put off a potential buyers.thankyou
View ArticleQuery on Rle and also project glas.
Family with two children 8 and 14. Father declared bankrupt in January. Using the online calculator of 2 adults, 2 kids with a car I did this. 2 adults, 2 kids (8 and 14) Car needed Father in college...
View ArticleI'm bankrupt but wife is not. Mortgage being paid.
Hi everyone. Due to a vulture fund applying pressure, I was forced into bankruptcy today. Does anyone know what attitude PTSB typically takes in the following situation? Family home in negative equity...
View ArticleFew PIA questions
Hello, Can anyone advise here. If the Protective certificate has been issued but the Repossession proceedings are ongoing (prior to receipt of the certificate) can a court date be adjourned to a date...
View ArticlePIA after separation. Allowable expenses towards children?
Hi. I hope someone can give me some help on here. I need to either go bankrupt or do a PIA. I am working in Dublin. My children live in Waterford and I drive up and down about ten times a month. I pay...
View ArticleExplanation of ICB report after exiting bankruptcy
Hello, I know this topic has been mentioned before but I still didn't come across a case similar to mine. I was adjudicated bankrupt in November 2015, exited bankruptcy a year later. My name is still...
View ArticleICB report post PIA
Hi all, Accelerated PIA completed mid 2017. As part of settlement investment property surrendered previous Autumn (2016). Terms of PIA were "surrender of property" rather than sale of property to meet...
View ArticleCar HP
Hello,not sure if in the right Area, But just a query. My Mother passed away recently, with a car on HP.What happens to the car and its repayments now? .Father has now the car parked outside his house...
View ArticleBusiness in trouble
Hi guys and gals. Lookin for some advice and guidance on best way forward for my business I'll outline my position Sole trader in business over 5 years in retail Through various different cash flow...
View ArticleBanks can veto PIAs if arrears arose after 1 Jan 2015
Copied from another thread - Brendan However, the difficulty the nurse would have is that she doe not appear to qualify for a Section 115A PIA (i.e. it appears that she was not in arrears as at 1...
View ArticleWould a PIA with debt write down below Market Value ever be accepted?
Long story short I'm meeting a PIP with a family member (call him 'John') this week and its borderline whether a PIA will be accepted or if bankruptcy is the only option. John has secured debts of...
View ArticlePersonal Insolvency process
Hello Husband has been trying to get a personal insolvency arrangement for past while and had protective certificate issued. There was as expected, a lot of information to collate and confirm. Just at...
View ArticleMoratorium over when is is ok to seek new loan
Just wondering when you stop Moratorium process and start to repay loan in full due to much improved financial changes. Is there a waiting period before you can eg look for car loan etc. When does the...
View ArticleHow much does it cost to go bankrupt?
As the title states, how much does it cost to go bankrupt? I don't mean legal fees to a solicitor. I mean what is the basic cost that must be paid to a court/assignee? I've seen conflicting figures...
View ArticleDo I need to be living in Ireland to do DSA?
As the title states, do I need to be living in Ireland to do DSA? The info from the govt as per the below url is unclear to me....
View Articlein bother with my PIA!
3 years ago i entered into a PIA in blind panic. i felt under enormous pressure, my ex having left me to deal with everything including 3 kids,had just been diagnosed with cancer and was in a mess.i...
View ArticleMy PIP says credit file cleared 3 months after paying lump sum DSA?
Met my PIP for first tine today to discuss a potential lump sum DSA. My PIP says credit file is fully repaired 3 months after lump sum DSA is paid, assuming offer is accepted by creditors. Is this...
View ArticleSheriff seized the van,sold it with goods/items inside
Hello, Long story short...car seized by Sheriff,as requested by Revenue,business van been seized and stored in a warehouse near Tallaght,as per latest GPS location. I have since then proactively...
View ArticleISI's Reasonble Living Expenses effective from1st August 2018
In accordance with Section 23 of the Personal Insolvency Act, the Insolvency Service of Ireland (ISI) has issued guidelines as to what constitutes a reasonable standard of living and reasonable living...
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