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Can I assume bank will take out judgement against me?

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As the subject title asks, is this a reasonable assumption?

Quick background (as stated in other thread I made a few minutes ago).
I have serious residual debt leftover of a few hundred thousand. Was unable to reach informal agreement with bank. Negotiations are now over.

I'm assuming the bank will lodge a judgement against me? Is this a normal next step that vavjsvtake? Or is it?
Negotiations broke down last march. And I then received a letter demanding repayment in full within 21...

Can I assume bank will take out judgement against me?

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