Public Servant/Bankruptcy and Pension?
Hi folks, New to post here but a regular reader of the forum. I'm a 47 year old public servant 2 years into a Debt Settlement arrangement. My circumstances have changed dramatically and following a...
View ArticleHow is credit file in UK impacted when declaring bankruptcy in Ireland?
So I've finally decided to go bankrupt in Ireland. I owe money to Irish banks and to HMRC. Will my credit file in the UK show 'bankrupt' due to the HMRC debt - even though it is Ireland I am declaring...
View ArticleDeath of a co-borrower and enforced Insolvency, engaging doesn't work
I hope this doesn't become a rambling tome but I'll try to make this as short as possible. My father was co-borrower on my mortgage and died in 2011, I started talking to the bank in May 2013 about the...
View ArticleDo BOI currently accept PIA writedowns?
My buddy has been struggling with mortgage debt for several years as he was self employed with 2 BOI mortgages (1 PPR and 1 BTL) but couldn't keep up his repayments due to the recession. He tried to...
View ArticlePrivacy Rights Post Bankruptcy
Received an email from OA regarding printing my name in the daily newspaper in regards to payment of monies to creditors. I am out of bankruptcy since July 2016. Have they the right to print my name as...
View ArticleContact post bankruptcy re surrendered house
Discharged from Bankruptcy last year. Surrendered our house to the ISI during bankruptcy. My wife was contacted today by a major law firm, stating they were receivers for the house, requesting our...
View ArticleIs it possible to buy back your home after bankruptcy
Hi, has anyone ever heard of anyone buying back their house after bankruptcy. I fell into mortgage arrears in 2010. After lots of negotiations with the bank and trying to sell the house I surrendered...
View ArticlePower of Attorney post bankruptcy
Simple quick question... Once you have been discharged from bankruptcy, can you hold power of attorney for someone? My father in law's solicitor is unsure if my wife can hold it for him or not. Thanks. S
View ArticleDischarged from bankruptcy-My experience.
It is now two months since my wife and I were discharged from bankruptcy and having gone through the last eight years of trying to avoid registered letters, solicitors demands and numerous 'phone calls...
View ArticleBankruptcy
Need help on bankruptcy in Ireland.New to this forum. I have two judgements against me from a bank in Ireland.I have no assets.I work in the Uk for the last two years.Thanks for looking.
View ArticleAny self employed Bankruptcies
I'm trying to find a self employed person who has been through the bankruptcy process who would be willing to answer a few questions. What kind of accounts does the OA use or is it a tax return to...
View ArticleStatute of Limitations Debt Not Registered
If a court grants a judgement against an individual (over 6 years ago now) but the debt was never registered (ie- it's not showing up on a search for judgments etc), does the statute of limitations of...
View ArticleReceiving cash from family while bankrupt
My brother is currently bankrupt. I've lodged money into his account (a few hundred here and there every few months) to help out. Is there anything wrong with this from the OA point of view? I'm...
View ArticleJudgement Mortgage Discharged
Hi. I've just received a letter from my bank's solicitors, saying that their clients have advised them, as an exception, to now close their file & not pursue the balance remaining. They go on to...
View ArticleICB - credit card due to fall off April 1st
Hi Guys I've an old credit card facility that was closed in 2012 and "scheduled deletion date" per my ICB is April 1st 2017. I'm just wondering if I run a check on myself on April 2nd, will this have...
View ArticlePIA agreed but cant sell Bulgarian property
Hi all, After almost 9 years of worry I eventually agreed a deal with my banks where I retained the family home (full mortgage) and lost the rentals all for €19k downpayment which is what I could get...
View ArticleGetting a mortgage after bankruptcy
Hi all, Does anyone have any experiencing applying for credit (specifically mortgage) in the ROI post bankruptcy? Rather than a business going bankrupt, I'm looking at it from an individuals angle. I...
View ArticlePublic Servant/Bankruptcy and Pension?
Hi folks, New to post here but a regular reader of the forum. I'm a 47 year old public servant 2 years into a Debt Settlement arrangement. My circumstances have changed dramatically and following a...
View ArticleBankruptcy; Where from here?
Hi all, I've been cleared from Bankrupcty Nov 2016. And have monthly payments of €138.00 to PIP until 2019. Ive managed to save a few quid each month by scraping and cutting back . I was entitled to...
View ArticleHow is credit file in UK impacted when declaring bankruptcy in Ireland?
So I've finally decided to go bankrupt in Ireland. I owe money to Irish banks and to HMRC. Will my credit file in the UK show 'bankrupt' due to the HMRC debt - even though it is Ireland I am declaring...
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