Considering offering lumpsum to OA opinion needed

I like many others are counting down the days to July 29th. Paying income payment agreement since I was declared a bankrupt and into my 3rd year of same.

I would like to ask for help on if at this point I could offer a lumpsum on the remaining term of my agreement for a little less than i would have to pay over the 12 months. A family member has offered to gift me cash if this would be possible for me to move forward.

I would be grateful for opinions please and good luck to everyone on the...

Considering offering lumpsum to OA opinion needed