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House sale,shortfall payment

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I need advice if possible as i do not know what to do next.My wife had to give up her house and went the route of voluntary surrender to the PTSB about a year ago.Due to personal reasons she had no choice but to choose this option.
Since the house has now been sold she has now received a letter from the PTSB telling her that there is now a shortfall of 60,000 euro,and now to contact PTSB office.
The mortgage was only in her name when the house was purchased,as we only married a few years...

House sale,shortfall payment

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