So folks.
I am starting to think about my exiting bankruptcy in January.
Just to recap.
Family home value 230k in joint names, but only husband bankrupt, mortgage split with PTSB, and outstanding mortgage about 270k - so about 30 or 40k negative equity.
In the last 9 months, have paid the split mortgage without issue, have had one letter from ISI saying no payment plan as income low, and nothing from the bank or anyone else.
I have read a few articles about the ISI owning the husbands...
Coming to the end of a bankruptcy period (I hope)
I am starting to think about my exiting bankruptcy in January.
Just to recap.
Family home value 230k in joint names, but only husband bankrupt, mortgage split with PTSB, and outstanding mortgage about 270k - so about 30 or 40k negative equity.
In the last 9 months, have paid the split mortgage without issue, have had one letter from ISI saying no payment plan as income low, and nothing from the bank or anyone else.
I have read a few articles about the ISI owning the husbands...
Coming to the end of a bankruptcy period (I hope)
