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Death of a co-borrower and enforced Insolvency, engaging doesn't work

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I hope this doesn't become a rambling tome but I'll try to make this as short as possible. My father was co-borrower on my mortgage and died in 2011, I started talking to the bank in May 2013 about the potential for difficulty with making repayments and how I'd like to try to come to some arrangement.
There were a lot of emails and phone calls over and back, I continued to pay my mortgage which was over 50% of my income and never let it go in to arrears. They eventually told me they would no...

Death of a co-borrower and enforced Insolvency, engaging doesn't work

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