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Bankcruptcy or PIA and retaining family home

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Hi everyone, any advice would be much appreciated.

I agreed a voluntary sale of a buy to let property with Ulster bank (sale went through in April 2015) which left a shortfall of around €120,000. My family home is worth around €70,000 and the mortgage is €69000. My mortgage repayment is €491 per month which I am paying. I am on a very low and intermittent income and am just about getting by each month I am a single dad to two girls, (22 and 20 years old). My 22 year old daughter and her...

Bankcruptcy or PIA and retaining family home

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